Credit and Debit Card Processing

Discover how to get credit and debit payments for your UK business, with the top card processing solution provider!


Enjoy credit and debit card processing, straightforward pricing with fast payouts, plus round-the-clock support from Tectah. Get your card payment solutions for small businesses as well as for MNCs. Our team of experts can help you choose the best credit card processing solution for your business.

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    Accept All Major Credit and Debit Card Processing

    Choose from our suite of payment facilities to begin taking payments in all the ways that work for you – at high speed and low cost! With Tectah, you can accept all major debit and credit cards, allowing swipe payments, chip and PIN card payments, contactless and multiple remote payment solutions.

    Our selection of speedy, secure payment options has you covered: point-of-sale devices, credit and debit card processing machines, mobile apps, virtual terminals, and payment gateways are all available.

    Difference Between Credit Card Payments Vs Debit Card Payments

    A credit card is different from a debit card. With a debit card, you’re actually spending money as though you’ve taken it out of your bank account. With a credit card, there’s an overdraft facility; if all other funds in your account fall below the agreed limit, you can borrow the difference by signing up for an authorised overdraft facility.

    The only main difference is that you are using your own bank fund while using a debit card and when you are using a credit card then the issuer of the credit card is paying that amount for you till the limit is not crossed which is set by the issuer only.

    Here are some points to consider as differences between them:

    Credit Card Processing

    1. Borrowed funds can be used to make the purchase.
    2. Credit build-up.
    3. The interest rate and the fee vary.
    4. Offer fraud protection and security against unauthorized purchases.

    Debit Card Processing

    1. Money deductions take place from your bank account.
    2. Little or no fee for transactions.
    3. Does not build a credit score.
    4. No interest rate.

    Difference between Card Readers and Card Processing Machine

    Card readers are devices that read cards (such as credit cards) and store information about them. These devices are commonly used at retail stores, gas stations, restaurants, etc. to make transactions easier.

    A card processing machine is a device that processes cards. It is used by banks, retailers, and other businesses to process payments.

    Now let’s discuss the main difference, which is defined as follows:

    Card Machine

    1. These are classic chip and pin card processing machines with touch screens, a pad for customers to type in their PIN, and a slot for credit and debit card processing.
    2. Three variants are available in the market right now; portable, fixed/countertop, and mobile card machine.
    3. They do not require any computer or mobile software to function.

    Card Readers

    1. Card readers are smaller in size.
    2. Credit or debit card is kept inside them during the time of a transaction.
    3. They do require mobile and computer application software to run.

    Ever Wonder How
    Card Processing System Works?

    When you are looking to process credit and debit cards, it is essential that you conduct thorough research.
    The process of buying the right solution could be challenging and time-consuming.
    Although with help from Tectah, you can get started on your credit card or debit card processing within minutes.

    What is a Card Processing System?

    A card processing system is a device that processes credit cards. It is a machine that reads the magnetic stripe on the back of a credit card and converts it into electronic signals. These signals are then sent to a computer where they are stored and processed.

    How does a card processing system work?

    The first step in using a card processing system is inserting the card into the slot at the top of the machine. Next, the machine scans the card’s magnetic stripe and sends the information to the computer. Once the data is received, the computer compares the information to its database of previous transactions. If the transaction matches, the machine prints out a receipt.

    Why do we need a card processing system?

    We use these machines to make purchases online or at stores. We also use them to pay bills, transfer money between accounts, and withdraw cash from ATMs.

    Where can I find a card processing system? Can I buy one myself?

    You can find a card processing system at any store that accepts credit cards. If you are looking to buy the system then please do contact us. One of our team members will get back to you soon.

    5 Keypoints of Credit & Debit Card Processing

    credit and debit card processing done by the customer

    1. A customer pays you
    by card and its provider
    receives the transaction data

    How visa helps in credit and debit card processing

    2. The provider sends a
    request to Visa, who then
    gives authorisation to
    the customer’s bank

    How customer bank helps in Card Processing

    3. The customer’s bank
    executes the transaction and
    the appropriate amount is
    sent by Visa to your account

    Card Provider sends data to visa

    4. The data of this
    transaction go to the
    card provider, who then
    sends the transaction to Visa

    customer’s bank settlement statement

    5. Visa settles the transaction
    with both your and the customer’s
    bank and the outgoings are reflected
    on the customer’s bank statement